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Socioeconomic Well-Being / Guaranteed Income

Magnolia Mother’s trust

The Magnolia Mother’s Trust (MMT) is the longest-running guaranteed income program in the United States and the first to target extremely low-income families led by Black mothers.

The Magnolia Mother’s Trust is a guaranteed income initiative that provides low-income Black mothers in Jackson, Mississippi, $1,000 each month for 12 months—no strings attached. 

Mothers have the option to participate in programming and opportunities related to goal setting, community building, mental health and self-care, and whole-family programs. Additionally, each of their children receives a $1,000 deposit in a 529 savings account. 

Currently in its fifth cohort with over 100 cohort participants, The Magnolia Mother’s Trust is now the longest-running guaranteed income initiative in the recent cash-without-restrictions movement.

“[MMT] made me believe in myself. The financial support helped me to get motivated to succeed in life. I feel like I can do it.”

— MMT Cohort Member

Springboard believes that all people deserve to be the authors of their own lives, and no one’s destiny should be determined by their race, gender, or class.

To learn more about how The Magnolia Mother’s Trust affected the lives of families living in federally subsidized housing, read our Alumni Study Report and Summary on the Reports & Policy Briefs page.

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Envisioning Moms as Builders

Moms desire their homes to be sturdy, sustainable places where their families can grow and thrive. Guaranteed income from MMT is one resource that moms can use to actualize these goals. Through MMT, they access tools such as stability, confidence, self-efficacy, social support, and opportunities for upward mobility. With these tools, they are able to create a blueprint, lay the foundation, and construct a stable life and future for themselves and their children.

“MMT helped me to gain a financial foundation. I was able to create a savings account that I still have today. I was also able to pay for my first arm of grad school. I’ll always be grateful.” 

— MMT Cohort Member

Socioeconomic Well-Being is just one of Springboard’s Five Strategic Priorities. Read about the others here.

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